If you're over 50, this little-known policy could provide up to $250,000 to help look after your loved ones. Few Americans know it exists, but many can qualify.

This new policy could cover your debt, pay off children's debt/mortgage, pay for final expenses, and even cover living expenses. It also protects family members from inheriting debt and facing added burdens in their time of need.

Check to see how much you qualify for.